Out-the-door price calculator

The price on the window isn’t the price you pay. Account for every line item.

Estimated out-the-door price$37,850.00

Your numbers

$
Adjust the taxable amount

Use only a verified credit or adjustment. We do not assume state rules.

Includes entered taxes & fees in both modes.

Estimated out-the-door priceEstimate
$37,850.00

Based on the assumptions you enter.

Vehicle price
$35,000.00
Sales tax
$2,100.00
Fees, title & add-ons
$750.00
PrincipalInterest

Before down payment, trade-in settlement and financing interest. Tax applies to vehicle price minus any manual taxable-base reduction, plus your tax adjustment.

Your path to paid off

Remaining loan balance

Understand the numbers

How this calculator works

An out-the-door quote is the purchase price with taxes and purchase charges before financing interest, down payment or trade-in settlement. Request an itemized written quote and check optional products. Here, tax applies to the vehicle price only; enter any verified tax on fees or add-ons in the additional tax adjustment.

A worked example

A $35,000 car at a manual 6% rate, with a $500 document fee, $250 in registration and a $1,000 optional warranty, has an estimated out-the-door price of $38,850, assuming the warranty and fees are not taxable.

The formula, in plain sight

Out-the-door price = vehicle price + estimated sales tax + dealer fees + title and registration + add-ons. Sales tax = manually selected taxable vehicle base × entered tax rate + tax adjustment.

Keep your comparison going

Learn more from the Consumer Financial Protection Bureau’s auto loan resources. Confirm contract details with your lender.

Frequently asked questions about out-the-door price

What is the out-the-door price of a car?

The out-the-door price is the total purchase price before financing, including the agreed vehicle price and applicable taxes, title, registration, dealer charges, and selected add-ons. It is useful for comparing written offers because it shows more than the advertised price. Ask the dealer to itemize the total and explain any product or fee you did not request.

How do I calculate the out-the-door price?

Add the agreed selling price, sales tax, title and registration charges, dealer fees, and any add-ons you choose. This calculator applies your entered tax rate to the vehicle price, then adds the amounts you enter for fees, registration, and add-ons. Local tax treatment can differ, so compare the estimate with an itemized written quote.

Does the out-the-door price include sales tax?

It generally should include the sales tax charged on the purchase, along with other purchase costs, but the amount depends on the transaction and location. This calculator uses a manual rate and its stated vehicle-price tax base; it does not look up local rules or tax fees and products automatically. Verify the taxable amount with the dealer or revenue agency.

What dealership fees should I expect when buying a car?

A quote may show documentation or processing charges, title and registration costs, taxes, and optional products. The names and amounts vary by dealer and location, and a fee may not apply to every purchase. Ask for an itemized out-the-door quote, separate required charges from optional add-ons, and compare the same line items across dealers.

Are documentation fees negotiable?

Whether a documentation fee can be negotiated depends on the dealer and local rules. You can ask the seller to explain the charge and compare the full out-the-door price with other offers. If the fee is fixed, you can still negotiate the vehicle price or decline the deal. Get the complete quote in writing before agreeing.

How much are tax, title, and registration fees on a car?

There is no single amount for every U.S. buyer. Sales tax depends on applicable state and local rules, while title and registration charges vary by location and vehicle details. This tool requires manual inputs rather than estimating state fees. Use your motor vehicle agency or an itemized dealer quote to verify the amounts for your purchase.

Is the advertised car price the same as the out-the-door price?

Usually not. An advertised price may not include taxes, title and registration, dealer charges, or optional add-ons, and a promotion may have eligibility conditions. Ask the dealer to confirm the vehicle and send an itemized out-the-door total in writing. Compare that full amount with other offers before discussing financing terms.